Stuart Brown Mortgages

Stuart Brown Mortgage & Insurance Broker

Offering A Personal, Individual Service

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up the repayments on your mortgage.

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  • I was given Stuart’s contact details by a family member who has used his services for years and has nothing but good things to say. I am in complete agreement. From start to finish Stuart and Sharon were prompt, efficient and took the time to explain things clearly. We discussed various options and the best mortgage deals for my personal circumstances, rather than picking a “headline figure”. From application to offer took two days. Superb. I would wholeheartedly recommend Stuart and Sharon for your mortgage needs. I will be using them again when the time comes to remortgage. Thank you very much. - Simon W, Aylesbury - May 2022

  • Stuart has been absolutely amazing. As first time buyers, we had no idea what to expect when purchasing our first property. We bought further than where we currently live and Stuart talked us through every step of the way, giving us all the options available. He came highly recommended by both family and friends that have worked with him and for good reason! So prompt with responses, extremely detailed and clear and always just a message away whenever we were confused or worried about anything. Thanks so much Stuart! We will definitely be using your services again in the future. - Lia & Miguel Derbyshire - March 2022

  • Thanks again Stuart for sorting my mortgage so easily and efficiently. 21 years down the line and as always I know I’m in a safe pair of hands. Next step will be the kids and their mortgages! Thanks to Sharon too, super helpful and patient with any of my annoying queries! - Kate H, Hemel Hempstead - January 2022

  • We have been clients of Stuart Brown's for 15+yrs now and there is a very good reason for that. We were 1st time buyers but Stuart had explained the procedures so simply it made our 1st steps on the property ladder so easy. Since then we have always gone to him for anything mortgage and finance related and just recently Stuart and Sharon have helped us move to our new home. Would highly recommend them, they are very professional, clear, concise and more importantly patient and friendly….thank you for everything - Aaron B, Hemel Hempstead- January 2022

  • I have asked Stuart and Sharon to help me in my last two house purchases. They have always been friendly, efficient and super professional. With them, the stress of a house sell and purchase was much reduced. In clear language; details of the mortgage offer, life insurance and all the other related bits of the conveyancing process was laid out clearly for me to consider. Their advice has always been clear and concise. I highly recommend their services to anyone who is moving house and urge anyone to give them a call for some friendly advice. - Wai-Ming L, Herts- October 2021

  • As a first timer, Stuart and Sharon helped guide me through all the steps that were involved, informing me of every bit of information I need and making sure I was satisfied with everything that was on offer. Any worries I had were quickly calmed by their clear and informative assistance. Would highly recommend their services to anyone who needs them. Thank you again for everything. - Jordan S, Beds - September 2021

  • Stuart helped us with our mortgage as well as the requisite life and critical illness insurances. He was great at talking us through all the different options and helping us decide what worked best for us; and also walking us through the house purchase process, which as first time buyers was a mystery to us! He and Sharon took on all the applications for us which meant we didn’t have to worry about it - we gave them the details and they did the rest! He also helped us find a good solicitor who was fantastic and we would recommend to anyone. He also gave us valuable advice when our first purchase hit bumps in the road, and helped us figure out what the next steps could be. We would definitely recommend Stuart for mortgage and insurance advice. - James G, London - July 2021

  • I have been using Stuart for many years now. He takes all the pressure and worry out of finding a mortgage. He knows his clients’ circumstances and does his research before appointments so you are fully informed. He always finds the right product but never pushes a hard sell. He has the client’s best interests in mind. He gives excellent, impartial advice and really listens to what you want and can afford. He is efficient and thorough. I have always felt confident with his advice and the mortgages he has found for me are always exactly what I need. If you are looking for impartial, truly independent mortgage or financial advice, I cannot recommend him highly enough. - Diane H, Hemel Hempstead - March 2021

  • Stuart and Sharon are fantastic! They have been a huge asset in helping us with moving house/renewing our mortgage and our life insurance. Stuart is great at cutting through the jargon and helping us to understand what is best for our situation whilst always thinking about what our future plans maybe. Its invaluable especially when you have a young family and no time to trawl through the Internet looking for mortgages (and not understanding what you're looking for!) - just couldn't recommend them enough, friendly, professional and always great service. Adele & Mark (Herts) - March 2021

  • We cannot thank Stuart & Sharon enough for helping us with our first time home. Their knowledge and genuine care for ensuring we understood every step of the process was really invaluable. As first time buyers it is hard to know where to start and what steps to take, They made it all very clear and understandable from the start. Thank you so much from Connor & Olivia (Flitwick) and we look forward to working with you in the future. - Feb 2021

  • This was our first time using Stuart Mortgage Services after being referred by a friend. We are really pleased to say he lived up to our expectations and we would recommend him to anyone who is trying to buy their first property with a knowledgeable, experienced and patient broker. He took his time and explained all the possibilities we had and didn't force us into any decisions but just gave us the facts and left us to decide the best option. ” Karolina & Brian. Watford - Jan 2021

  • Excellent independent advice, really approachable, friendly and helpful. Explains details very clearly, listens and understands the situation and your circumstances. Really does work hard to find your best solutions. We will continue to use their services going forward. ” Peter & Kelly, Beds/Derbyshire - Jan 2021

  • We used Stuart Brown Mortgage Services for our recent house move and were extremely happy with the service provided. Everything was explained clearly and straightforwardly by Stuart every step of the way, we never felt rushed into a decision, in fact were surprised by how thoroughly everything was discussed. Exactly what we needed, many thanks!” Helen M, Herts - Nov 2020

  • “Stuart is an expert in his field, giving great objective advice after careful and deliberate diagnosis of what we were after. I can confirm he is also a very patient man. Highly recommended!” Alex C, Leighton Buzzard

  • “Stuart and Sharon have arranged a buy-to-let mortgage, a mortgage for our first home together, a re-mortgage and have now helped us port over our mortgage to a new house. The service they have provided has been consistently amazing, especially as our purchases have never been straight forward. I would recommend them to anyone.” Dominic, Surrey

  • “Stuart was recommended to me by a friend and I would certainly continue that recommendation. He is very thorough and ensures you know all the options. Stuart makes the process clear and you feel informed the whole way. Thanks Stuart” Danielle C, Hemel Hempstead

  • “Remortgage quickly sorted out today via phone/email. All options explained and discussed and I’m very happy with the outcome. Thoroughly recommend.” Craig B, Sunny Scotland

  • “Another big +1 for Stuart Recently helped me with a relatively complex restructuring of finances. He listened to the outcomes I was looking for, explained the options to me and left it to me to decide how to proceed. Easy to get hold of – no call centres or call handlers and works around you in terms of making appointments. Clear in his explanation of options, no pushy sales chatter just straightforward, honest advice. Highly recommend you talking to him if you’re in the need of a mortgage/remortgage. Terrible jumper collection, mind.” Mike G, Harpenden

  • “We have been receiving advice and guidance from Stuart for over 5 years on multiple house purchases and re-mortgages and couldn’t be happier with the excellent advice and guidance that he has provided. Stuart is incredibly knowledge about the industry, thorough in his advice & guidance and ensures we make well informed and considered decisions at every step of the mortgage process. I would highly recommend the service that Stuart and SBMS provides, and have personally referred friends and colleagues to him. Working with Stuart has provided us with the confidence and ability to make much better short and long term financial decisions.” Matthew, Cambs

  • “A house purchase can be a daunting process but with the correct advice it doesn’t have to be complicated; My wife and I were referred to ‘Stuart Brown Mortgage Services’ by a good friend and approached them for assistance when buying our first house together. We were novices at the time and needed professional guidance on how to secure a mortgage, as well as ensuring that it would be suitable for our budgetary requirements. From the outset Stuart was helpful and proficient, visiting us at a location of choice to run through the various options on offer. There were many different products available but with support from Stuart we were able to select the appropriate mortgage with relative ease. The information we received was extensive yet clear, all options were explored thoroughly with many different scenarios being discussed and explained in detail. Stuart’s knowledge and expertise really provided confidence that we were making the right choice with regard to product selection. We had some complications due to the initial purchase falling through due to our own indecision, but Stuart was patient, helpful, and quick to revise the offer to facilitate purchase of the property we finally settled upon. Since then all our recent mortgage renewals (plus a new mortgage when we moved) have been dealt with by Stuart and his wife Sharon. In summary, a trustworthy and professional family company that provide sound advice and consistently good service each time, we thoroughly recommend SBMS.” Lewis & Jenny, Somerset

  • “Stuart and Sharon offer an amazing and comforting service in this infuriatingly complex world of forms automated responses confusing vocabulary etc etc. They gently lead you through all the jargon & get you a super deal that suits your lifestyle and I cannot praise their service enough. Put it like this – I wouldn’t use anyone else and as my kids and their friends get to the stage of needing help and advice I know who’s number I will be giving them. First dealt with in 2009 helped facilitate our move to Somerset from Hemel in 2010 and we can’t thank them enough.” Caroline E, Exmoor July, 2019

  • “Stuart Brown has been fantastically helpful to through one move and one remortgage. He is very knowledgeable, extremely well prepared and thinks about all eventualities. We cannot recommend him enough! Sharon is super organised with all the paperwork too. Both Stuart & Sharon make sure everything runs very smoothly indeed and are a pleasure to communicate with. Thank you – again.” Michelle L, Berkhamsted, March 2019

  • “I’ve used Stuart for several years now to organise my mortgages and I would highly recommend his services. Always approachable, professional and efficient.” Rob M, Berkhamsted, February 2019

  • “Stuart did a fantastic job finding us the best mortgage deal as first time buyers, outstanding service, friendly and approachable, highly recommended.” Rebecca H, Leighton Buzzard, February 2019

  • “Stuart came through recommendation from a good friend and I can see why he spoke so highly of him. Made the process of buying our first house and arranging the mortgage a whole lot easier and will be using again going forward. Thanks again Stuart and Sharon for everything including the awesome coffee! See you in a few years!” Matt and Soph, Thame, December 2018

  • “Stuart and Sharon have helped us through 2 house moves and several mortgages. What makes all the difference with them is they aren’t just financial advisors, they care, and offer all the options there are. We’ve had most of our meetings either at theirs, or our dining table, while the kids are running in and out, having tea etc. This relaxed, informal style is just ideal. The Browns are genuine, and we trust them completely!” Jen R, Bedford (2019)

  • “We have been receiving financial advice and services from Stuart Brown for over 10 years. We have always appreciated sound and impartial advice and Stuart’s ability to find us the best suitable deal for us. We have recommended Stuart to many friends and relatives and will continue to do so.” S & G from Herts (2019)

  • “I’ve used Stuart Brown for a number of mortgages since 2005. Initially for my own mortgage, and then with my partner Sarah. He’s found some cracking interest rates over the years and has been completely independent. We’ve recommended his services to our friends.” Des N, Herts – Oct 2018

  • “You are in safe and capable hands with this family run business. I have been using SBMS for 10 years now on a recommendation of a friends- the advice and information Stuart provides is always in the best interest of his clients and their personal circumstances. For anyone like me who find this whole process a headache, you needn’t worry Sharon is more than happy to clarify your questions, chase people up on your behalf or offer reassurance when needed. Nothing seems too much of an effort for this well established tag- team. I’d highly recommend this company and have always been very happy with the service they provide” Stacey M, Luton (2019)

  • “Stuart is very helpful in helping with all aspects of getting a mortgage and insurances” Helen A, Hemel Hempstead (2018)

  • “We first used Stuart back in 2010 when buying our first house and the key thing is that Stuart has access to all the rates available from all lenders so will always find you the best deal available. The whole process was seamless first time around so we had no hesitation in going back to Stuart this year to help us in upgrading to a new property. The whole process has been seamless again which gives us confidence in managing our finances going forwards. Keep on doing a great job Stuart.” Thanks Steve and Claire, Hemel Hempstead (2018)

  • “Stuart was very helpful and professional from the outset. I approached him to arrange my mortgage as he is completely inpartial and looks at the whole market. The service was to notch and i had a mortgage offer within 2 weeks of application. Thanks for your help Stuart.” Will W, Beds (2018)

  • “Stuart explained everything and was always there by phone or email if I had any questions. I would highly recommend Stuart to anyone. Thank you for helping me get my first mortgage for my new home!” Theresa R (2018)

  • “Thank you so much for all of your help and expertise in helping myself and Nick buy our first home! Your knowledge and attention to detail is fantastic. Your patience and understanding was most welcome for us because we had no idea what we were getting ourselves into. You made the whole process so much easier and simpler to understand. I will be forever grateful to you for all of your help in helping us get on the property ladder!” Jodie O (2018)

  • “Thank you to Stuart Brown for helping again with my mortgage – I would highly recommend him. Mortgage deal presented to lender and offer received all in one day, actually just a few hours…. great!! Thanks again…. see you in five years!!” Nicky T – June 2018

  • “Stuart did such a good job with my son’s mortgage that I had no hesitation in recommending him to my step-daughter for her first mortgage. He patiently stepped through the options and made sure she clear about the issues and her obligations. The mortgage offer came through very speedily. Unfortunately there was a problem with the lease which took several months to resolve (no fault of Stuart) and the mortgage offer was in danger of time-expiring. Stuart engaged with the lender and with my step-daughter’s solicitor to ensure that it all came good in the end. First class support.” Tim W (2018)

  • “I would thoroughly recommend Stuart Brown who helped me with what turned out to be a rather tricky mortgage application which was initially declined. Stuart went above and beyond, writing several letters to the mortgage company supporting our application and escalating it to the appropriate people who eventually approved it. Stuart was a great support during this stressful time and we are now happily settled in our fantastic new home.” Carly S (2018)

  • “Recommended by a friend. I can’t speak highly enough of how amazing Stuart and Sharon were. Helped me get my mortgage and all my necessary cover sorted for my first home. Stuart explained everything in language I could understand and always did his best to make time for a chat if I had any q’s. Sharon kept me in the loop by email and it was always a pleasure getting her friendly emails! Would definitely recommend. They made what should have been a very stressful and confusing time actually feel quite simple. Many many thanks,” Alex A, Kings Langley (2018)

  • “I used Stuart after being referred to him 5 years ago, I had no hesitation on using him again to fix my mortgage recently! A truly honest and very knowledgeable advisor who I would refer to anyone!” Daniel C, Hemel Hempstead (2018)

  • “I cannot thank Stuart and Sharon enough for all their help. The service I received has been 5 stars and some! As a first time buyer the whole process from first initial meeting through to completion has been seamless and effortless for me. Stuart ensured I understood all the options and took time to explain everything I needed to know. All my options were clear and the service was highly professional and exceptionally friendly. I would most certainly recommend Stuart and Sharon to anyone looking to move or remortgage and will most certainly use their services again. Thank you both for all your help. Best wishes” David M, Aylesbury (2018)

  • “A huge thank you to Stuart and Sharon of Stuart Brown Mortgage Services who just helped me buy my first property after several years of looking. They’ve been with me every step of the way (we first crunched numbers about 3 years ago!). I literally could not have done it without them not least the help with interpreting the property, legal and insurance markets and paperwork. It’s been a long slog for us all but I really appreciate their patience, help and guidance. I will always owe you a huge debt of gratitude and can’t thank you enough for helping me get on the property ladder (finally!).” Rebecca R, Huntingdon (2018)

  • “I have used Stuart and Sharon for our mortgages and life assurance for almost 20 years. The first mortgage he arranged got us a very good tracker rate, so we benefited hugely from the low bank of England base rate and paid this mortgage off a number of years early. Now having gone through a divorce and buying a house of my own, Stuart and Sharon have helped me at every step and I am now in control of my own finances and have peace of mind for myself and my sons. I have just moved into my new house and couldn’t be happier (once I have unpacked everything!)” Katherine D, Hemel Hempstead

  • “Stuart and Sharon at SBMS pull out all the stops when helping you find the right mortgage. They provide support to make sure the process runs as smooth as possible, and if it doesn’t they are swift to find a solution, and always do. My family and I have known and used them for almost 15 years. An outstanding team, with outstanding service, I highly recommend them.” Sonal P, Berkhamsted/London/The World

  • “Stuart and Sharon have helped us sort out our mortgage, or remortgage, for the past 5 years. They have provided an excellent service and found the best deal available for us every time, most recently quickly securing us a deal before the interest rate rise. Would not hesitate to recommend them to anyone else and will use them again in future.” Mark & Elisabeth O, Tring

  • “Stuart and Sharon have helped us with our mortgaging arrangements for the last decade. They’ve always been amazingly helpful, professional, friendly and ensured we achieved our objectives.” Julia & Jim, London

  • “Stuart and Sharon certainly know their stuff. The service that they offer is thorough, friendly and consistent and we have been more than happy with the outcome each time we have engaged their services, having used them for our mortgages for a number of years. We have recommended them to family and friends in the past and wouldnt hesitate to continue to do so.” Mrs Natalie P, Milton Keynes

  • “With us both being self-employed, we found Stuart’s help especially useful in securing the right mortgage. He’s knowledgeable, conscientious and diligent. We have used him on our last two properties and would do so again.” Chris P, Chard

  • “Stuart and Sharon have provided real expert knowledge to the world of mortgages, and without them my wife and I would be stressing! Buying a new house is stressful enough but thank god we were in good hands. That was 2 years ago and I have just remortgaged my property again now. Stuart is in my speed dial on my mobile, thanks for your help and guidance over the year.” Simon and Jo, Windsor

  • “Stuart has been advising me since I bought my first property over 10 years ago. He has always talked me through the best options for my circumstances and explained everything in the simplest terms. He has been honest and upfront in all occasions and I would recommend him to anyone who needs mortgage and property related advice.” Miss Victoria M, Berkhamsted

  • “I have been a client over a number of years and have recommended Stuart to friends. Stuart is always knowledgeable, professional and offers good advice based on his wide experience” Mrs Tracey W, Hemel Hempstead

  • “We have used Stuart for mortgage advice on several occasions. Stuart is very knowledgeable about the market and gives you sound impartial advice to ensure you are able to make informed decisions. He offers a really friendly service and Sharon ensures that things are processed smoothly and quickly. We have been very happy with service and wouldn’t hesitate to recommend to others.” Mr Kevin Mc, (2014, 2015, 2017)

  • “Stuart has successfully guided me through the Mortgage mine field over the last 7 1/2 years. Stuart makes the Mortgage process simple and hassle free providing valuable advice and guidance, helping me to select the right products and managing all of the application and administrative processes along the way. I would, and have, recommended Stuart to friends and colleagues” Mr Stephen W, Windsor

  • “We were not the usual straight forward case for refinance and Stuart had his work cut out to help us. We received useful advice and have successfully restored our finances and got a great deal on our mortgage. We would recommend Stuart to anyone.” Mrs Christine C, Leighton Buzzard

  • “Stuart has provided us with an unbelievable level of service, both in arranging our initial mortgage and the subsequent remortgages we have undertaken. His explanation of the options available to us across the market is clear and concise, and has always meant we get the best deal available to us. His expertise and hard work eases the stress levels involved in the whole process massively. We would recommend his company to anyone.” Mr John P, Hemel Hempstead

  • “Stuart was recommended to us by a friend 6 years ago when we were buying our first house and knew nothing about mortgages. We know we can rely on Stuart to provide us with up to date information on the mortgage market and to search for the best deal whilst ensuring we understand the future implications of our decisions. I couldn’t recommend Stuart highly enough for how thorough he is, his professionalism and the confidence he instills that our mortgage is in good hands!” Mrs Caroline T, Tring (2011 & 2017)

  • “I’d just to like to say a big thank you to SBMS for helping us secure another great mortgage. I’ve used SBMS since 2003 to secure several mortgages and Life insurance. Highly recommend SBMS. Thanks again Stuart” Mr Brett R, Bicester

  • “We have used Stuart for our last two house purchases and to arrange our life insurance cover. Stuart is personable and professional, knows the market and offers good unbiased advice. More importantly he cuts through the jargon! Would highly recommend and wouldn’t go anywhere else!” Mrs Adele DE, Hertford Heath – Sep 2017 (& Jul 2014)