Flexible Mortgages
Flexible mortgages allow you to vary payments for periods of time. This is a regular mortgage with the bolt on of flexible features. The flexible features and how they work may differ between providers. Other main options that you may have with a flexible home loan are early repay options, the ability to use savings to help reduce the amount of interest charged on the mortgage or temporarily postpone repayments. Below you will find some more common features which may come with a flexible rate mortgage:
- Interest Calculated Daily
- Underpayments
- Overpayments
- Payment Holidays
- Flexible Mortgage Savings Account
- Switching
Flexible Rate Mortgages
When it comes to flexible repayment mortgages there are different types available to you:
- Flexible Repayment Mortgages
- Flexible Offset Mortgages
- Flexible Fixed-Rate Mortgages
- Flexible Tracker Mortgages
Each flexible mortgage type has its benefits so if you require further advice on these mortgages, our advisors can provide you with the guidance you require.
With regards to identifying the right flexible deal, each lender will provide their own version of this type of lending, with the majority of flexible features included, however, this will vary according to their own conditions.
If you would like to find out more information concerning flexible mortgages, get in touch with us here at Stuart Brown Mortgage Services to speak to one of our mortgage brokers.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up the repayments on your mortgage.
Our Testimonials
“Stuart and Sharon have arranged a buy-to-let mortgage, a mortgage for our first home together, a re-mortgage and have now helped us port over our mortgage to a new house. The service they have provided has been consistently amazing, especially as our purchases have never been straight forward. I would recommend them to anyone.” Dominic, Surrey
“Stuart was recommended to me by a friend and I would certainly continue that recommendation. He is very thorough and ensures you know all the options. Stuart makes the process clear and you feel
informed the whole way. Thanks Stuart” Danielle C, Hemel Hempstead
“Stuart is an expert in his field, giving great objective advice after careful and deliberate diagnosis of what we were after. I can confirm he is also a very patient man. Highly recommended!” Alex C, Leighton Buzzard
“Remortgage quickly sorted out today via phone/email. All options explained and discussed and I’m very happy with the outcome. Thoroughly recommend.” Craig B, Sunny Scotland
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