Bridging, Development & Commercial Finance

Bridging Finance

Bridging is a type of short term lending and typically more expensive than traditional forms of credit.

A bridging loan can provide fast access to funding and the money can be in your bank within days if the circumstances allow. Payments can be interest only with an option to roll up the interest into the loan meaning no monthly payments to make.

Usually Bridging finance would be expected to run for 6 – 12 months, you would typically use it to ‘bridge’ a shorter term need i.e. purchase of a property prior to the sale of another.

Bridging Finance has many uses, such as:

  • Avoid a chain break
  • Capital Raise for business purposes
  • Land Acquisition
  • Refurbishment or remodelling of a property prior to refinance or sale
  • Lease Extension Purchases
  • Auction purchases
  • Below Market Value Purchases
  • Avoid Repossession prior to sale of the property

Development Finance

Development finance maybe used to:

  • Self build
  • Complete a Refurbishment
  • Do a Renovation
  • Major Home Improvements
  • Do a Conversion
  • Carry out a small or large Property Development

Lenders will consider the overall proposition and your experience in this type of build before agreeing to aid with finance. They may lend you between 50 & 85% of costs to buy and build. We have links with different providers to aid with these so call us to talk further,

Commercial Finance

This type of finance is aimed at businesses:

  • Invoice financing
  • Purchases and Refinance
  • Lending on property or land
  • Banking facilities
  • Start up finance

Please call us and we will talk through the options with you.