Some mortgage brokers charge fees to help you arrange the mortgage, they usually also receive a fee from the lender once the mortgage completes.
At Stuart Brown Mortgage Services we believe in providing an excellent service and relying purely upon the fee received from the lender (so that we can cover our costs in running our business). For this reason we will not normally charge a fee for our service.
As a result of this we are much more reliant on referrals from our clients and recommendations. We sincerely hope that once you have taken advantage of our service you will happily recommend us to friends, family and colleagues and become a repeat customer yourself!
The Financial Conduct Authority (the organisation that regulates Mortgage & Insurance Advice) dictates, however, that we must offer our clients the option of paying us a fee to prove our independent status. If, therefore you would prefer to pay us a fee (we will not then receive a fee from the lender) then this option is also available to you.
Please call us so that we can discuss this with you further.
A copy of our initial disclosure document can be downloaded here
Please call us so that we can talk you through the options.